Property Insurance
Protect your investment properly.
Most property buyers in India are under-insured or improperly insured. We review your requirements and recommend the right cover from India's leading insurers — at no advisory fee.
Get Free Insurance AdviceCoverage Types
Full protection across your portfolio.
Home Structure Insurance
Cover for the physical structure of your home against fire, flood, earthquake, and natural disasters. Banks require this for mortgaged properties.
Contents Insurance
Protection for household contents — furniture, electronics, jewellery, and valuables — against theft, fire, and accidental damage.
Title Insurance
Protects against financial loss arising from title defects discovered post-purchase — unknown liens, forged documents, survey errors.
Landlord Insurance
For rental property owners — covers rent loss, malicious damage by tenants, and liability claims. Ideal for our investor clients.
Construction Insurance
For those building or renovating — covers contractor liability, structural defects during construction, and equipment damage.
Loan Protection Cover
Term insurance linked to your home loan EMI — protects your family from losing the property if you're unable to service the loan.
FAQ
Insurance questions answered.
Is home insurance mandatory in India?
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Home insurance is not legally mandatory for residential properties in India. However, banks and financial institutions typically require structure insurance as a condition of home loan disbursement. Even without a loan, we strongly recommend structure and contents cover — premium costs are minimal relative to the protection offered.
How is home insurance premium calculated?
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Home insurance premium is typically 0.05–0.10% of the property's insured value per year. For a ₹1 Cr home, annual premium is approximately ₹5,000–10,000 — one of the cheapest forms of risk protection available. Factors affecting premium: construction type (RCC vs. non-RCC), age of building, location, and chosen coverage scope.
What is title insurance and do I need it?
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Title insurance protects against financial loss if a title defect is discovered after purchase — such as an undisclosed heir claiming ownership, forgery in the sale chain, or an unknown mortgage. It is a one-time premium for lifetime coverage. We particularly recommend it for resale properties with complex title histories.
Are natural disasters covered?
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Standard home insurance policies in India cover: fire, lightning, explosion, earthquake, flood, and storm damage. Separate riders may be needed for specific risks like subsidence or landslide. We ensure your policy covers Rajasthan-specific risks including sandstorm and extreme heat damage.
How do I claim under a home insurance policy?
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In case of loss: notify your insurer within 24–48 hours, file an FIR if theft is involved, document the damage with photographs, and submit a claim form with supporting documents. We assist with claim documentation as part of our after-sales service — ensuring you receive the full settlement you're entitled to.
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Tell us about your property and we'll recommend the right coverage at the best rate.