Home Loan Assistance
The best home loan rate — without the paperwork headache.
We submit your application to 5–6 banks simultaneously, negotiate on your behalf, and track the file to disbursement. The service is free — banks pay us, not you.
Call for Free AssistanceBank Partners
We work with all major lenders.
HDFC Bank
India's largest home lender. Best rates for salaried applicants.
SBI Home Loans
Government bank. Lowest interest rates. NRI-friendly.
ICICI Bank
Fast approval. Digital process. Balance transfer specialists.
Axis Bank
Flexible tenure. Good for self-employed applicants.
PNB Housing
Competitive for first-time buyers. Low processing fee.
LIC Housing Finance
Trusted brand. Good for senior applicants.
What We Handle
Full end-to-end support.
01
Eligibility assessment
We calculate your exact loan eligibility across banks based on income, existing liabilities, and credit score.
02
Bank shortlisting
We identify the 2–3 banks where you have the strongest application, based on your profile and property type.
03
Document preparation
We provide a bank-specific document checklist and review your file before submission to avoid rejections.
04
Application & follow-up
We submit and track the application, liaising directly with bank relationship managers on your behalf.
05
Disbursement coordination
We coordinate the disbursement timeline with the seller and ensure the transaction closes cleanly.
FAQ
Home loan questions answered.
How much home loan can I get on my salary?
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Typically, banks in India approve home loans up to 60–70% of your gross monthly salary as EMI. For example, with a ₹1 Lac/month take-home salary, you may qualify for an EMI of ₹50–60K, which corresponds to approximately ₹55–65 Lac loan over 20 years at 8.5% interest rate. We model this precisely for your specific income profile.
What is the current home loan interest rate in Jaipur?
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As of Q1 2025, major banks offer: HDFC (8.50–9.00%), SBI (8.40–9.10%), ICICI (8.75–9.25%), Axis (8.75–9.15%). Rates are linked to the RBI repo rate and individual credit scores. We negotiate competitive rates by submitting your application simultaneously to multiple lenders.
What documents are required for a home loan?
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Salaried: last 3 months salary slips, Form 16, 6 months bank statement, KYC (Aadhaar + PAN), property documents. Self-employed: ITR for last 2 years, CA-certified P&L and balance sheet, bank statements (12 months), business registration proof. We provide a complete, bank-specific checklist.
How long does home loan approval take?
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In-principle sanction: 2–5 working days. Final approval after property documents submission: 7–15 working days. Disbursement: 3–7 days after approval. We track the file daily and follow up on your behalf so delays don't hold up your purchase.
What is the maximum tenure for a home loan?
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Most banks offer up to 30 years tenure, subject to the applicant's age not exceeding 70 years at loan maturity. Longer tenure reduces EMI but increases total interest paid. We calculate the optimal tenure for your specific situation and investment horizon.
We Call You
Get Free Loan Assistance
Share your details and our loan specialist will call within 4 working hours.